How To Download PAN Card (e-pan card) Online?

PAN card is a 10-digit alphanumeric document issued by the Income Tax department. It is a KYC document that is also used for making specific transactions.  

Earlier, there were only physical cards that were dispatched to the registered address of communication. However, after Union Budget 2019, the Central Board of Direct Taxes introduced the facilitation of e-PAN cards that can be downloaded easily.

This service is more beneficial to users as the physical card can be lost or damaged. However, individuals who have insurance plan like wallet care policy can avail the needed financial assistance for re-application of PAN card.

Subsequently, the re-application procedure is now easier with the introduction of e-PAN card. Besides, such cards downloaded are considered on par with the physical cards issued by Income Tax Department of India.

Individuals looking to download their lost PAN card can follow the below-mentioned procedure –

With acknowledgement number

Step 1. Browse to the official website of NSDL and tap on ‘Download e-PAN card’ button.

Step 2. Submit the acknowledgement number of PAN application that you have received.

Step 3.   Click on the ‘Generate OTP’ button.

Step 4.  Input the OTP received on your registered mobile number and click ‘Validate’.

Step 5.  Click the ‘Download PDF’ button to download e PAN card lost.

With PAN and date of birth

Step 1. Browse to the official NSDL portal for e-PAN to apply for duplicate PAN card.

Step 2.  Input details such as permanent account number, date of birth, and captcha code.

Step 3. Click the ‘Submit’ button.

A token number is generated after this step, which is needed to be saved for reference purpose in future.

Step 4.  After this, click on ‘Continue With PAN Application Form’.

Step 5.  Choose one of the following options –

●       Submit with e-sign and e-KYC.

●       Submit scanned images through e-sign.

●       Physically forwarding documents to NSDL office.

Step 6. Check the box in accordance to apply for duplicate PAN card.

Step 7. Tap ‘Next’ after entering details, such as –

●       Aadhaar number.

●       Name as mentioned in Aadhaar.

●       EID number.

●       Father’s and mother’s name.

Step 8.   Contact details are to be submitted that includes next.

Step 9. Aadhaar card needs to be uploaded under the documents section to add a proof address and identity before clicking on the ‘Submit’ button.

Lastly, users are redirected to the payment page which they need to make to receive a 15-digit PAN application number.

After the payment is made, applicants will receive e-PAN in their registered address of communication. This can cause individuals a re-application fee which they have to pay in case of loss, theft or damage of PAN card.

Subsequently, individuals who have already availed Pocket Insurance & Subscriptions such as the card protection plan by Bajaj Finserv can avail the benefit of the policy and avail reimbursement for the imposed charge of re-application of PAN card. Individuals can buy wallet care to insure themselves from the suddenly accustomed financial loss. 

Such a purse care policy helps individuals acquire financial security even if their valuables such as credit card and debit card, along with PAN cards, meet unforeseen situations of loss or theft.

Now, the procedure of downloading e-PAN card is easy and quick but requires individuals to make payments of re-issue fee. Also, losing an identity card is associated with several risks as it can be used for fraudulent transactions made by the burglar. Therefore, having an identity theft insurance cover is preferable by cardholders as it takes care of the lost card while assisting the insured financially.

Individuals can make use of the above-mentioned procedure and download their e-PAN card, which is equivalent to physical cards. They can also acquire a physical PAN card, if lost, using the same procedure.