Can I use a Bajaj Finserv Card on Amazon?

Have you heard your friends using the easy EMI facility on leading eCommerce platforms such as Amazon and saving huge on their orders?

What, did they also told you that they did not have a credit card and still managed to buy products on EMIs?

If yes, then even you can go ahead and start using the No Cost EMI Amazon facility and many more places even without having a credit card!

Yes, that’s possible when you use the Bajaj Finserv EMI Network Card on Amazon and buy products on easy EMIs. Do you want to know more? Continue reading this post!

What is Bajaj Finserv EMI Network?

The Bajaj Finserv EMI Network is a payment network that provides you with a consumer durable loan of up to Rs.4 lakh as per your eligibility. You can use the loan amount to buy products on many platforms such as Amazon to purchase products on EMIs.

This way, you don’t need to compromise on your wish of buying products on EMIs even without credit cards. All that you need to have is the Bajaj Finserv EMI Network Card. You can swipe or provide the details of the Bajaj Finserv EMI Network Card to shop for smartphones, apparels, electronics, lifecare, groceries and 1 million+ products on EMIs.

You can also enjoy the Bajaj Finserv Amazon shopping experience without issues.

What are the benefits of the Bajaj Finserv EMI Network?

1) Loan amount of up to Rs.4 lakh

You can get a credit limit of up to Rs.4 lakh as per your eligibility so that you can use the amount to spread the price of a product over a tenor and pay only fixed EMIs.

2) Flexible loan tenor

You also get to enjoy a flexible loan tenor ranging between 3 and 24 months to repay as per your needs.

3) Minimal documentation

You can forget submitting heaps of documents and filling lots of forms. You can submit KYC documents and a cancelled cheque to get approvals for the credit limit quickly.

4) Minimal down payment and foreclosure charges

Almost all products listed on the Bajaj Finserv EMI Network come with zero or minimal down payment and foreclosure charges. Hence, it is easier to divide the cost of a product into an instalment as per your needs and pay in affordable EMIs.

How to carry on with Bajaj Finserv Amazon shopping?

Amazon is the largest internet retail organization globally, with 310+ million active customers. Amazon offers a plethora of products that you can find suiting your aspirations such as smartphones, electronics, games, software, fashion and more.

You can use the Bajaj Finserv EMI Network Card on Amazon to buy products on affordable EMIs by dividing their costs over a suitable tenor. Bajaj Finserv has partnered with Amazon to let you buy products across 15 categories on No Cost EMIs. All that you need to do is using your Bajaj Finserv EMI Network Card to shop for at least Rs.4,500.

What’s more, you can also enjoy additional benefits such as zero down payments, repayment tenor of up to 12 months (on Amazon) and much more.

How to shop on EMIs using Bajaj Finserv Amazon facility?

1) Go and visit the Amazon website on your browser or access the Amazon app on your mobile phone.

2) Browse for your desired products and make your selection.

3) While on the payment method, choose Bajaj Finserv No Cost EMI as the preferred mode.

4) Select a convenient EMI tenor that best matches your needs.

5) Enter the OTP (One-time password) that you receive on your registered mobile number and confirm your order.

That’s it; you have successfully used your Bajaj Finserv EMI Network Card on Amazon to buy products on hassle-free EMIs even without having a credit card.

What are you still waiting for? Apply for the Bajaj Finserv EMI Network Card now and start using the facility on Amazon and lots of other platforms.

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A Tentative Analysis Of Diamond Appraisal And Certification

People around the world look at a pink diamond as a gem of high value, elegance, aesthetic appeal and of course rarity – all of which are synonymous with the pink-diamond industry.

The reason behind the craze for Argyle pinks

More than ninety percent of the world's pink diamonds come from Australia’s Argyle mine and since the mine is facing permanent closure come 2020, the market is experiencing a sudden dip in supply for the coloured gem.

Argyle mine has almost exhausted its colourless and coloured diamond stocks hence the closure. This doesn’t mean that the demand for the same is weakening any time soon! Instead, the global effects witnessed are just the opposite.

The demand for Argyle’s pink-coloured diamonds is at an all-time high. This situation has increased the overall market value of the gem to new heights thus making it the perfect candidate for investors to put their money in.

Importance of diamond certification and appraisals

As mentioned earlier, the demand for Argyle pinks is on an all-time high. This led to a situation where the market is being flooded with lab-created artificial pink diamonds. It is a shameful step taken by ill-minded individuals and corporations to rip-off investors by selling them faux diamonds.

Certification and appraisals are only applicable to natural diamonds thus making them your defences against getting duped. This situation certainly asks for a close analysis of both diamond appraisals and certifications.

Let’s take a look:

A brief insight of diamond appraisal

Diamond appraisal, in a nutshell, is simply the process followed by a professional appraiser to determine the current monetary worth of the piece.

With that being said, it is best to remember that the value of a diamond will change over time. If you want to make sure that you are not selling your diamonds to a buyer at a loss, be sure to get your piece appraised from a renowned diamond appraiser.

A brief insight of diamond certification

Unlike diamond appraisals, a diamond certification process involves a lot of technical analysis.

Diamond certification, in a nutshell, is the detailed analysis of both the internal and external qualities of a piece. Professionals associated with diamond certification will focus on the four Cs of a diamond namely:

●       Colour

●       Cut

●       Clarity

●       Carat weight.

Certification processes is a time-consuming process and the reason is simple to understand – a series of highly sensitive and specialised instruments will be used in state-of-the-art laboratories. The goal of a diamond certification process is to authenticate the piece, take down details of its external and internal features and the likes.

A certified diamond is an authentic piece thus making them ideal for investment purposes.

In recent years both appraisals and certifications have become the part and parcel of investment-grade diamonds. The reason is simple – investors these days, are very careful with their money. They prefer investing their money on diamonds that are authenticated and certified. If you are also planning to invest in diamonds, be sure to purchase one that comes certified and appraised by professionals.

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Shop for a New Mobile Phone under 15,000 this Diwali

Diwali is the biggest festival in India, and people celebrate it with huge pomp and show. It is also the time when people soak into the festivities by buying many products.

One of the best gifting options these days are smartphones. You can shop for a mobile phone this Diwali and enjoy advanced multitasking by spending around Rs.15,000.

If you are unaware of the best phones under 15000 in India across leading brands, then here is an article that you can go through and select from the best devices. Read on!

1) Redmi Note 7 Pro

If you are looking to buy a durable and high perfuming smartphone this Diwali, then the Redmi Note 7 Pro has to be on your list. It has a triple rear camera, quick charge and a 4000mAh battery to help you enjoy the best of multitasking.

The features of this mobile phone include:

● 4 GB RAM + 64 GB ROM, expandable up to 256 GB

● 6.3-inch FHD+ DotNotch display

● 48MP + 5MP dual rear camera  

● 13MP front camera

● Qualcomm Snapdragon 675 AIE processor

● Splash Proof – protected by P2i

● Quick Charge 4.0 support

● 4000mAh battery

You can buy this phone in India at around Rs.14,000.

2) Vivo Z1 Pro

Vivo is one of the leaders in the Indian smartphone market, and one of the budget champion smartphones of this Chinese giant is the Vivo Z1 Pro. It has a 5000mAh battery, 32MP selfie camera, fast charging and much more.

The specs of this Vivo smartphone under 15000 include:

● 4 GB RAM + 64 GB ROM, expandable up to 256 GB

● 6.53-inch FHD+ FullView display

● 16MP + 8MP + 2MP triple rear camera  

● 32MP front camera

● Qualcomm Snapdragon 712 AIE processor

● Face Unlock

● Triple card slot

● Fast charging

● 5000mAh battery

The price of this Vivo smartphone in India is around Rs.15,000.

3) MI A3

Xiaomi launches its smartphones in India under Redmi and MI. MI A3 is the best MI phone under 15000 that you can buy during Diwali 2019. It comes loaded with a 48MP + 8MP dual rear camera, along with a 32MP selfie shooter and much more. The features of this MI phone include:

● 4 GB RAM + 64 GB ROM, expandable up to 256 GB

● 6.08 inch HD DewDrop display

● 48MP + 5MP dual rear camera

● 32MP selfie shooter

● Qualcomm Snapdragon 665 processor

● 4030mAh battery

The cost of this MI mobile phone in India is around Rs.14,400.

4) Oppo K1

Oppo K1 is one of the budget mobile phones that you can choose to gift someone this Diwali as it has the stylish in-display fingerprint sensor and a 25MP front camera. It can be the perfect smartphone that you were looking for as it is one of the best Oppo phones under 15000.

Let’s have a look at the features of this Oppo phone:

● 4 GB RAM + 64 GB ROM, expandable up to 256 GB

● 6.41-inch DewDrop AMOLED display

● 16MP + 2MP dual rear camera  

● 25MP front camera

● Qualcomm Snapdragon 660 processor

● In-display fingerprint sensor  

● 3600mAh battery

You can bring home Oppo K1 smartphone this Diwali at around Rs.14,000.

 5) Realme 5 Pro     

Realme 5 Pro is one of the best smartphones these days with the industry-first Quad camera and much more to suit your needs. It is a perfect gift for Diwali 2019 with excellent features such as:

● 6 GB RAM + 64 GB ROM, expandable up to 256 GB

● 6.3-inch FHD+ DewDrop display

● 48MP + 8MP + 8MP + 2MP dual rear camera  

● 16MP front camera

● Qualcomm Snapdragon SDM712 processor

● VooC Flash Charge 3.0

● Triple Card Slot  

● 4035mAh battery

You can consider buying this camera beast at only around Rs.15,000 in India.

The best of the mid-budget range smartphones that you can consider this Diwali is now discussed.

If you don’t want to spend an entire amount at once, then you can divide the cost of mobile over a convenient tenor and pay only fixed EMIs. You can access this facility in 60,000+ local outlets and 1300+ cities in India on the Bajaj Finserv EMI Network.

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