5 Major Reasons to Open a Corporate Fixed Deposit Plan

Do you have some extra money that you want to invest in a fixed deposit scheme to help it grow further? You can open a corporate fixed deposit plan as compared to the bank FD scheme, it can offer you higher returns and many more benefits.

If you are not yet convinced about why investing in the corporate fixed deposits could be a better move, this post will help you know some vital reasons for investing in it.

What is a Corporate Fixed Deposit Plan?

Corporate fixed deposit plan is a scheme which is provided by leading non-banking finance companies (NBFCs) and other service providers. Compared to the conventional FD schemes, investing in corporate fixed deposits can help you lap up higher ROI in a short tenor. The tenor of a corporate fixed deposit plan is between 1 year and 5 years and gives a higher ROI of 8% and 8.75% in case if you are a senior citizen. Also investing in corporate fixed deposit plan will help you to save TDS on interest income through form 15g and 15h. To apply for these forms you must have a PAN card.

5 Reasons to Stay Invested in Corporate Fixed Deposits 

Here are some reasons investing in corporate fixed deposits should be profitable to you:

1) Higher Interest 
Compared to the fixed deposit plans of banks, the interest-based ROI of the corporate fixed deposits are always a winner. You can avail up to 8.75% annually on the fixed deposits accounts under the company fixed deposit plans. Standard citizens can enjoy up to 8% while senior citizens can avail up to 8.75% as the interest gains. You can also enjoy customized interest rate if you put in some heavy deposits. You can choose cumulative (payment after the end of the tenor) and non-cumulative (periodic payments) system as per your needs, and goals that you want to achieve.

2) Security 
Compared to bank fixed deposit plans which are considered safer as its FDs are insured up to Rs.1 lakh by the RBI in case of default, does not make corporate FDs less safe. The corporate fixed deposit plans are safe and secure plans as they are backed by and carry ICRA and CRISIL safety ratings. Such ratings mean that you need not worry about losing your invested money in a company fixed deposit scheme.

3) Wider Tenor 
When it comes to the flexibility of the fixed deposit plan duration, you should opt for the corporate fixed deposits as they provide flexibility in interests, document requirement and more. They also come with a flexible tenor as you are free to opt for a duration ranging from 12 months and 60 months. Also, you can open more than one FD plan for meeting each one of your goals without any restrictions and issues.

4) Online Account Management 
When everything is available online, can fixed deposit plans be behind? No, right? You can apply for corporate fixed deposits online and save time and efforts. Once your account is open, you can also track its progress right from the digital customer portals of the service providers, right from anywhere and 24/7.

5) Other Facilities 
The above all discussed FDs facility makes it as most preferable and best investment schemes among people. There are also other more facilities that FD can provide you are: Leading online fixed deposit service providers also provide you many other facilities such as online fixed deposit calculators and loan against FD and more. In case you want to liquidate your FD, you need not do that and lose your interest. Instead, you can opt for a loan against it to cover your urgent needs at a lower interest and longer tenor. You can also use the online fixed deposit calculator and calculate in advance your total interest-based ROI for an invested amount against a tenor.

The Bottom Line
Now that you are aware of the major benefits that the corporate fixed deposits can give you compared to the banks and others, it will be good to invest in such a plan.

The ultimate goal of any investment scheme should be safety, and guarantee of ROI and higher interest and the corporate fixed deposits provides you all such benefits. Applying for a corporate fixed deposit plan is easier as you can apply online and get started towards a healthy investment habit.

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3 Simple Tips on How to Expand Your Medical Practice

Statistics released by the Health Ministry show that the doctor-patient ratio in India is extremely poor. The number of hospitals in the country is also very less.

According to the official figures, medical negligence is the primary reason for deaths in India. This has led to a huge increase in the number of private clinics, especially in smaller towns.

However, these clinics are not easy to establish. Besides the initial set-up costs, doctors who have their own medical practice have to focus on a lot of other issues simultaneously. This is why a medical practice loan is rapidly becoming popular.

There are multiple tips for a doctor to follow before establishing a clinic. 2 important ones are as follows:

1. Hire wisely: When you start your own medical practice, employ the best technicians and helpers available. For example, if you are a dentist, make sure that you hire someone who has at least 2-3 years of experience in the same field. While you perform a complicated dental surgery or repair, your assistant must have the expertise to perform anaesthesia.

2. Create a USP: Try to be different from other clinics within the city. There are many ways you can do so. Try and arrange for a team of specialists across multiple branches of medicine.

From specialists in Neurology to Cardiology and Gynaecology, some General Physicians and dentists put together a team of experts. This will truly create a multi-disciplinary clinic.

3. Use the latest technologies: Medical Science is improving every day as more and more discoveries are being made. To cover the expenses associated with such up-gradations, you must avail a professional loan for doctors. These loans are easy to avail and provide you with quick liquidity.

Features of a business loan for doctors 

● A Business Loan for Doctors can easily be availed of amounts of up to Rs. 30 Lakh. It can be used to meet a variety of expenses related to equipment purchasing, travelling, etc.

● If you are a doctor who is looking to send your children abroad for studies or planning to shift your clinic to an entirely different premise, a loan against the property for doctors of up to Rs. 2 crore is available. This will take care of your monetary issues.

● The doctor loan interest rate is reasonable and is not too high. As such, repaying such loans is easier through affordable EMIs.

Offer something extra
Try and read up on the latest technological advancements in medicine and implement the same in treating patients. Offer value-added services to patients free of cost. For example, make charts for the BMI (Body Mass Index), ideal weight, and healthy living and then hand them over to your patients. This can help you maintain a sustained footfall at your clinic. It will keep you apart and ahead of your competition in the market.

Do not blindly follow what other doctors are doing at their clinics. Especially in tier 2 and tier 3 cities, doctors can set up path lab centres and grow their reach. A medical practice loan can address the monetary requirements of setting up a laboratory.

Lastly, it is always better to have a CA handy so that you can calculate how much money you are spending, how much is your revenue and how much profits you are making. A qualified CA will be able to point you to the right direction. If advised, do not hesitate to take a professional loan.

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Importance of a nutritionist to Get Healthy Lifestyle

While some people are born on the heavier side since it’s in their genes; others might be overweight due to some serious health issues. It’s a popular myth that weight is gained due to overeating, but it is not the case all the time. Whether it is the case with weight loss or weight gain, people have never hesitated to body shame, without understanding the mental trauma they put the people suffering from it go through. The only logical solution in a society with such assumptions provoke the ones suffering from it to either starve themselves to lose weight or stuff themselves with the unhealthiest of food possible to gain weight.

The correct approach to dealing with weight loss and weight gain-

One doesn’t have much control over what the society thinks, but one has control over how they approach this problem. Many deals with this problem by developing unhealthy eating habits such as starving themselves to lose weight. Losing or gaining weight and healthily doing the same are two different concepts. One of the ways you can do so is by consulting the best dietitian for weight loss.

Disadvantages of not seeking professional help-

If you avoid professional help, you end up doing one of the following:

1. You starve yourself in the hope of losing weight. But the end result is a nutrient-deprived body without any strength which can cause severe health issues.

2. You overeat (stuffing yourself mostly with junk food) thinking that you will gain weight, not realizing that you are developing an extremely unhealthy body which is stuffed with improper food.

3. You turn to unreliable sources such as friends and the internet to create our own diet plan, not realizing that your body functions differently than the other. In the end, you see no results which ultimately leaves you frustrated.

4. You decide to continue living the way you live. As a result, you either keep gaining weight or exhaust yourself mentally.

Why is professional help important?

Seeking professional help such as consulting a dietician or nutritionist can do wonders for your health, and consequently your body. Dieticians and nutritionist are experts in the field of nutrition and can help you lead a healthy life by dancing sound diet plans.

Many circumvent the step of seeking professional help by researching about diet plans themselves on the internet. It is essential to understand that no one diet is ideal for two bodies. Which means that a diet plan which seems to be working for one might not work for the other as every individual has a different body functionality. While some might find following the diet mentioned over the internet beneficial, many find it inefficient. A nutritionist in Delhi will understand the working and metabolism of one’s body and create meal plans accordingly.

How can professional consultation help?

Dieticians and nutritionists help you gain or lose weight in a safe and healthy environment under their supervision. This means that not only do they recommend plans which your body can accept without any drastic, unhealthy demotion but your body now gets the right nutrients it needs. The constant supervision ensures that you are in safe hands. Moreover, you begin to notice changes in your body gradually. It is never too late to seek help and live a healthy life. 

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Fashion up your iPhone with these Designer Covers

Just like the brand itself, iPhone covers are available in the most stylish of designs. Fortunately, they are available in a broad range, from luxury ones to those fashion street kinds, suiting all pocket.
Many users are ultimate luxury brand owners and prefer it that way. Some of the leading fashion brands offer a variety of really iPhone fashionable covers just like their runway couture. If luxury is your way, you can choose from a fantastic lineage of designer iPhone covers these luxury brand offer.

So, we thought of bringing to you, few selected top-class iPhone covers, to help you resolve your dilemma of which designer cover to buy. Here is a list of the top six:

Gucci Courrier Cover-

This Gucci cover just like runway fashion will glamor up your iPhone. The iPhone itself a luxury on its own. But with this cover, you can add more class to it with this pricey protective cover. The cover has a blend of contemporary embroideries with vintage-inspired details, including a Gucci vintage logo. The appliqués are individually embroidered and then skillfully hand-applied to each piece by specialized artisans. It includes two card slots.

Louis Vuitton Plus Folio cover-

This cover elevates the already luxe look of your iPhone. LV’s new iconic black and grey Monogram Eclipse canvas is as innovative as it is elegant. It is a slim and sober cover which features two inside flat pockets for business or credit cards. The adhesive surface holds the phone securely to its place for protection.

Mulberry iPhone Grain Leather Flip Cover-

This brand of iPhone cover is available in four colors, made of genuine grain Leather. A good looking cover that resembles a smart leather wallet, wrapping your iPhone completely. It comes with a magnetic closure and pockets to store two cards.

Michael Michael Kors Carnation Folio Cover-

The Michael Michael Kors Carnation Folio Case is attractive with vibrant colors. It provides space for up to 3 credit cards, and a small slip pocket. It includes a magnetic closure that keeps your things secure. It almost has the functionality of a purse or clutch.

Greenwich Walker Alcantara Folio Cover-

This gorgeous cover is made using high-quality materials and expert tailoring. It offers a secure fit with a carbon fiber lining, which the company calls – shotgun proof – giving your iPhone the ultimate luxury protection. The cover also includes a card slot, and the flip-back magnetic folio cover is perfect for easier usability during phone calls. Complete luxury in your hand.

Rebecca Minkoff Love in Charge Crossbody iPhone bag-

This classy cover is made of genuine leather, which includes 5 Card slots, one pocket for power bank, one pouch to hold the phone, and a built-in power bank with a charging cord. It comes with a detachable, non-adjustable 23 inches strap to use it as a sling bag, and turn-lock closure.

The above listed designer phone covers are available at all major online portals with multiple choices of color and style. The great looks will tempt you to go for more than one if you have the pocket for the price tag. Enjoy them while you can.

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How Artificial Intelligence is Reshaping Web Design?

Artificial Intelligence or AI comes with lots of capabilities to change the face of web design as we know.  It’s touted to change the game on the internet and its effects are visible everywhere. Businesses now find it easy to deliver personalization in every sphere and this is something customers always vouch for. AI can be applied to any industry to improve efficiency and that’s where web designing is gaining the benefits as well. A lot of companies have already used Artificial Intelligence in web design to cater their target audience effectively and the trend bodes well for the future.

   

Artificial Intelligence is reshaping web design in many ways, including -   

AI embedded into web design to make lives easier 
A growing number of companies now use AI in their processes and systems to deliver value to their customers and also to make lives easier. Today, websites are available that embed AI into their design/development so that search results could be improved. We have already seen the use of chatbots and virtual assistants being used in web design to help customers at different levels. And you know virtual assistants have made it possible to process voice queries and deliver immaculate results.     

AI to help in design decisions 
The use of Artificial Intelligence is growing in automated web design. You can easily find sites leveraging the power of AI and helping people with design decisions. There are platforms capable of identifying a right layout for your website and letting you know about font colours and other design aspects. It’s therefore possible to take smart design decisions and have a powerful website. AI machines are there to help create quality websites and set the pace for your business. 

Web design differentiation with cognitive abilities
The advancements in AI are changing the way we use web design and there are also cognitive abilities to create the due difference. It’s possible for machines to create design and graphics by using sensors and IoT. Powerful and attractive web design is a possibility and better results will come with more things going to get connected to the web in coming years. Machine learning has added a new dimension to do-it-yourself design procedure. 

AI to let you design with context  
Gone are the days when you had to rely on simple machines capable of doing tasks involving same type of sequence. Such machines were never meant to take context into account and this was their biggest drawback. With AI, smart algorithms can be knitted into web designs and theme to help you in many ways. You can even expect suggestions for colour, font, theme relevant to the content and this is how AI has been transformational in true sense.     

AI to ensure superior user experience 
AI is now in great demand to deliver superior user experience by bringing consistency in the design. It’s possible to spot and fix low inconsistencies with design which naked eyes can’t, to deliver better experience to visitors. Any design flaw can be rectified easily thanks to the machine learning and context consideration abilities of AI. So, you can expect the design to go flawless and this is how a superior user experience can become a reality. 

AI to strengthen search with structured identification 
Today, AI is used a lot in web development India in order to produce sites and apps compliant with standards. It’s also possible today for AI-enabled algorithms to spot changes of any nature in images easily. Even pixels can be spotted to correct flaw with images. That’s how web developers ensure that algorithm is set in a way to sync design and search for better results to users.

Author Bio:- Praveen Singh is a writer and blogger, and a professional interested in sharing interesting ideas with the world. His blogs give a peek into things that aim to inform, enrich and entertain the readers. He loves sharing views on anything that provides value to the readers and helps broaden their horizon.

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Top 4 Reasons Why Online Personal Loans are the Easiest Choice

An instant online loan is an ideal choice, particularly if you are in a budgetary crisis. There are times when you come up short on reserve funds, and you don't have the adequate assets to face a money-related circumstance.

Quick Personal Loans

Personal loans are loans without the need of collateral, which are approved and availed effectively within 24 hours. Personal loans provide quick money which individuals obtain from the leading lenders in India and utilise it for different expenses like weddings, higher education, paying rents and debt, medical expenses, etc.

Personal loans are unsecured, which are reasonably simple to get and can be paid back in instalments in a couple of years. To get personal loans, you can head to the internet and try to locate personal loan providers near you, or even download apps that provide information on instant loans.

Advantages of Online Loans

Nowadays, most P2P lenders have an online presence. You may apply online for a loan and also discover additional information on the website. Looking at the interest rates, fees, and charges of a few moneylenders allows you to settle on the best choice. Loan seekers currently have the advantage of applying for loans from the solace of their homes. Logic would suggest that individuals would be more comfortable with borrowing money from the bank instead of online lending platforms. Be that as it may, this isn't the situation. In this manner, let us try to comprehend why people place their trust in online loans.

1. Personal Loans Are Unsecured

This implies you don't need to promise any of your important resources as collateral. Depending upon the bank or the lender you choose, the rate of interest may contrast. However, the best part is that even without collateral, the individual can avail whatever amount to live up to his/her budgetary requirements.

2. Convenience

One of the best factors for choosing an online personal loan over a traditional loan is convenience. The procedure is as straightforward as applying for a personal loan from the solace of your home by filling a quick online form and being immediately approved. All dealings with the moneylender happen on the web, so you don't have to make trips to a bank to converse with a representative to get information regarding the loan.

3. Lower rates of interest

Loan searchers applying for loans online may appreciate an extra advantage as lower interest rates. This is because lenders don't need to endure the additional costs related to physical expenses. Borrowers may, in this way, reimburse a lower sum as the interest is lower, which decreases their regular EMIs.

4. Access to information

Lenders display all related points of interest on their site. This data relates to charges and interest rates, eligibility and documentation needed, and kinds of reimbursement alternatives. Borrowers may, in this way, settle on a well-informed decision in light of the lender's reputation as well as for the benefits offered in return.

Choose The Best

When you choose to apply for instant loans, you search for lenders that are well-known on the online platform. Keeping in mind the end goal to locate the best offer that suits your money related requirements, you take heed at comparing between banks and Fintech companies. Since each moneylender presently has an online platform, you can without much of a stretch analyse between various choices and find some of the cheapest loans in India.

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Why Do People Love Sushi SO Much?

There are many emerging dishes that have become the favorite of people. One such dish is sushi. Have you ever eaten sushi? How do you find it? Come on, there is a big fan following for this dish.  The popularity of this dish is such that you can easily find it on the streets now. Whether you live in a metro city or in a suburb; you can find this dish making a great difference.

You can find exclusive restaurants like Best sushi restaurant Boston ma that cater the best sushi. These dishes are absolutely tangy and fulfilling. Actually this dish belongs to food and Cuisine of Japan.  Actually you know what makes sushi wonderful is the simplicity of this food and complexity of the flavor it carries. If you feel that sushi is rice served with simply the odd raw fish or a specific vegetable then you haven’t explored much. There are different flavors, ingredients and tangs available in sushi.Other than this, this dish Sushi is a low calorie wonderful meal option that you can enjoy any time during morning noon or even night.  It is a great alternative for vegetarians too.

 Love Sushi SO Much

There are different versions and types of sushi dishes out there today.  However, originally, sushi was believed to be a fermented fish along with rice preserved in salt, and it was a staple eatable in Japan for a thousand years till the Edo Period. The word "sushi" simply means it’s sour. It reflects back to the origins of Sushi of being preserved in salt. You can find a peculiar tang in this dish that is not found in other eatables or dishes.

Cool texture and tang

There is something about the texture of the dish sushi that everybody falls in love with it in the first encounter. Folks even love variety that is found in sushi. Each fish has its own tang and texture. Some are oily and some are more firm. When you eat the dish as a whole, you get that satisfaction that you expect from your meals. Actually you know sushi is really subtle. The finest stuff generally has an extremely buttery clean flavor. A nice sushi is one that comes right from the Japan kitchens. Huge Bluefin tunas have very fatty flesh that swiftly melts in your mouth. It not just sounds savory but tastes good too.

Diversity together

Since the dish sushi is wrapped rice served with choice of fish and vegetables, there is no end to the dynamic experimentations. Dip sauces in various types of flavors add to the thrill and excitement. The moment you begin to eat the dish, you get the flavors and the pallet gets really wet with the tasty juices used in the formation tohis dish. The best part about sushi is that you would not get bored of it. People are there who eat it even three times a day!

Conclusion

So, if you haven’t tried out this dish, go for the best sushi restaurants in Boston and experience the excellence of sushi!

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