Can I use a Bajaj Finserv Card on Amazon?

Have you heard your friends using the easy EMI facility on leading eCommerce platforms such as Amazon and saving huge on their orders?

What, did they also told you that they did not have a credit card and still managed to buy products on EMIs?

If yes, then even you can go ahead and start using the No Cost EMI Amazon facility and many more places even without having a credit card!

Yes, that’s possible when you use the Bajaj Finserv EMI Network Card on Amazon and buy products on easy EMIs. Do you want to know more? Continue reading this post!

What is Bajaj Finserv EMI Network?

The Bajaj Finserv EMI Network is a payment network that provides you with a consumer durable loan of up to Rs.4 lakh as per your eligibility. You can use the loan amount to buy products on many platforms such as Amazon to purchase products on EMIs.

This way, you don’t need to compromise on your wish of buying products on EMIs even without credit cards. All that you need to have is the Bajaj Finserv EMI Network Card. You can swipe or provide the details of the Bajaj Finserv EMI Network Card to shop for smartphones, apparels, electronics, lifecare, groceries and 1 million+ products on EMIs.

You can also enjoy the Bajaj Finserv Amazon shopping experience without issues.

What are the benefits of the Bajaj Finserv EMI Network?

1) Loan amount of up to Rs.4 lakh

You can get a credit limit of up to Rs.4 lakh as per your eligibility so that you can use the amount to spread the price of a product over a tenor and pay only fixed EMIs.

2) Flexible loan tenor

You also get to enjoy a flexible loan tenor ranging between 3 and 24 months to repay as per your needs.

3) Minimal documentation

You can forget submitting heaps of documents and filling lots of forms. You can submit KYC documents and a cancelled cheque to get approvals for the credit limit quickly.

4) Minimal down payment and foreclosure charges

Almost all products listed on the Bajaj Finserv EMI Network come with zero or minimal down payment and foreclosure charges. Hence, it is easier to divide the cost of a product into an instalment as per your needs and pay in affordable EMIs.

How to carry on with Bajaj Finserv Amazon shopping?

Amazon is the largest internet retail organization globally, with 310+ million active customers. Amazon offers a plethora of products that you can find suiting your aspirations such as smartphones, electronics, games, software, fashion and more.

You can use the Bajaj Finserv EMI Network Card on Amazon to buy products on affordable EMIs by dividing their costs over a suitable tenor. Bajaj Finserv has partnered with Amazon to let you buy products across 15 categories on No Cost EMIs. All that you need to do is using your Bajaj Finserv EMI Network Card to shop for at least Rs.4,500.

What’s more, you can also enjoy additional benefits such as zero down payments, repayment tenor of up to 12 months (on Amazon) and much more.

How to shop on EMIs using Bajaj Finserv Amazon facility?

1) Go and visit the Amazon website on your browser or access the Amazon app on your mobile phone.

2) Browse for your desired products and make your selection.

3) While on the payment method, choose Bajaj Finserv No Cost EMI as the preferred mode.

4) Select a convenient EMI tenor that best matches your needs.

5) Enter the OTP (One-time password) that you receive on your registered mobile number and confirm your order.

That’s it; you have successfully used your Bajaj Finserv EMI Network Card on Amazon to buy products on hassle-free EMIs even without having a credit card.

What are you still waiting for? Apply for the Bajaj Finserv EMI Network Card now and start using the facility on Amazon and lots of other platforms.

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9 Reasons to Use a Bajaj Credit Card Over a Debit Card

According to data collected by the Reserve Bank of India, India added about 13.28 million debit cards to the system between 2018 and 2019. Additionally, the number of transactions using debit cards at the point of security terminals also grew by 22.8% in 2019. This data demonstrates that more Indians are becoming comfortable with using cashless payment methods for their daily transactions.

While debit cards have made transactions and availing cash a lot easier, a Bajaj credit card offers you access to an additional line of credit beyond the sum of funds available in your basic bank account. The Bajaj Finserv RBL Bank SuperCard offers numerous additional features of both debit and credit cards plus more.

Features and benefits of the SuperCard

The SuperCard comes with the benefits of four cards like a credit card, cash card, loan card and EMI card compiled into one. It offers much more than other debit or credit cards.  Following are a few of the benefits that you can avail by using it –

● It enables you to avail an emergency personal loan

With this credit card, you can convert your unutilised credits into an emergency personal loan once each year. This personal loan is interest-free up to 90 days and can be repaid in 3 instalments. Additionally, you only have to pay the nominal 2.5% processing fee to avail the advance.

● Interest-free cash withdrawal from ATMs

With most credit cards, you have to pay a hefty fee if you withdraw cash from an ATM using them. You also have to pay a service charge and transaction fee for this amount. However, one of the most striking advantages of the RBL bank credit card is that it can be used to withdraw cash from ATM interest-free for up to 50 days.

● Incentives and discounts

With the Bajaj credit card users can avail attractive discounts and incentives from over 60,000 online and offline partner stores. These offers are available on the purchase of a variety of products, including apparel, other accessories, gadgets, etc.

● Layered security benefits

The Bajaj Finserv RBL Bank SuperCard comes with a layered security to help make your financial transactions more protected. These measures include in-hand security, zero-fraud liability cover, etc. The in-hand security feature helps to control and monitor the usage of the card via the RBL MyCard App.

● Easy EMI conversions

You can make the payment of your high-end purchases easier by converting their cost into EMI options. The EMI conversion option is available for purchases of Rs. 3000 and more.

● Instant approval benefits

The process of applying and availing the SuperCard is extremely simple. If you look up how to apply for a credit card online, you will find that by satisfying a few eligibility criteria and supplying few basic documents, you can avail instant approval facilities on the credit card.

Additionally, Bajaj Finserv also brings pre-approved offers that can make availing their service faster and easier. These offers are available on several financial products including credit cards and other advances. You can check your pre-approved offer by providing basic details like your name and phone number.

● Cash-back offers

You can avail a 5% cash-back of up to Rs. 1000 on the down payment amount of your EMI for purchase through the SuperCard. This cash-back is credited to your account within 45 days of the transaction. However, this offer is valid only for select partner stores of the financial institution.

● Various credit card options

You can choose to avail between the seven variants provided by the credit card. Each of these cards comes with tailored advantages to suit a user's needs.

● Sizeable annual savings

You can save up to Rs. 55,700 on your purchases by using the Bajaj Finserv RBL Bank SuperCard. You can also collect reward points and redeem them on the purchase of various products and services.

Therefore, the Bajaj credit card brings numerous facilities and benefits over debit cards. They also make a solid case of why credit cards are better than debit cards. However, make sure to check the eligibility criteria before applying to ensure that there are no hassles in the process of availing the card.

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